Little you need to wonder why mobile banking transactions had jumped 2 times since 2011 to reach 30 million. Mobile app in this industry is solving a big problem which is time. How fast do you need cash to be (deposit, withdraw, loan)? I am yet to see online deposit of cheques. There could already be some banks having such service but, mobile security issue still haunt everyone. Let’s see if this bigger issue could be solved in 2016. Good luck to mobile banking.